Writz Protocol

Writz is a lending protocol on Stellar backed by native BTC. A Bitcoin Script holds the collateral on Bitcoin itself rather than a company, and it never becomes a wrapped token. Borrow USDC against it, repay on your own schedule, and recover your Bitcoin even if Writz disappears.

Where it stands

Network
Live on Stellar testnet, with test BTC and test USDC. Not on mainnet.
Positions
Every position is public on chain, like in any other lending market.
Audit
Not audited yet. The contracts are open source under Apache 2.0.
Token
There is no Writz token.

Who builds it

Four cofounders across Latin America.

  • Miguel Nieto

    Co-founder, Product Lead

    Product direction, partnerships and the lending protocol.

  • Sebastián Salazar

    Co-founder, Protocol Engineering Lead

    How Bitcoin is locked, verified on Stellar and released.

  • Kevin Membreño

    Co-founder, Frontend Lead

    The app people use to borrow and lend.

  • Josue Araya

    Co-founder, Infrastructure Lead

    The services that keep the protocol running safely.

Recognition

What the work has earned so far.

Check it yourself

The code, the deployed contracts and the papers behind them.

Contact

Or @WritzProtocol on X. Logos and approved descriptions are on the brand page.